Remote work is a dream for many: a laptop, coffee, the ocean, and video calls from anywhere in the world. But in reality, things quickly come down to everyday necessities. And the main challenge isn’t even the cost of living abroad, but the fact that your salary comes from one country while you have to live and pay bills in another. Your money is sitting in your bank account back home, but you have to pay your housing deposit, your bill at a café, and send money to someone with a local account—all from Asia.
DoverkaSEND serves as that bridge: you top up your balance via online banking from your home bank, and then spend the money once you’re there—sending money and paying for purchases using local QR codes wherever this feature is available.
For a freelancer, money is always on the move
For freelancers, money rarely stays in one place or follows a single path. One day you might need to pay for housing; the next, you might need to pay for a coworking space or reimburse a friend for a share of shared expenses. If you live in Asia, these payments are often made through local bank accounts and QR codes, and for someone without a local bank card, this isn’t always obvious.
That’s why it’s important to understand three simple things in advance: how to add money to the app, how to pay for everyday expenses, and how to send a transfer to a local account. In DoverkaSEND, this process begins by adding funds to your balance.
First, the balance
Before making any transfer or payment, you need to add funds to your DoverkaSEND balance, and the easiest way to do this is through the SBP directly in the app. Once you've added funds, the money is credited to your balance, and you can use it right away for transfers and QR code payments
For a freelancer, it’s convenient to use as an everyday work wallet. The balance is already set up, so you don’t have to decide how and with what to pay every time you make a purchase. Just top it off once, and then you can spend it on anything—from a major rental to a cup of coffee.
When You Need Translations
Money transfers are especially helpful for those who live abroad longer than a typical vacation. On a week-long trip, you can often get by with cash and a couple of payments, but when working remotely, expenses become regular: rent and subscriptions every month, plus dozens of small everyday expenses and payments to local people.
With DoverkaSEND, transfers are made directly from the app: you select the destination, enter the recipient’s details, and send the money. It’s best to confirm the details in advance—the recipient’s name, bank, account number, amount, and any notes, if needed. That way, you won’t have to gather all this information through messages at the last minute, when the person is already waiting for payment.
Where QR Payments Come in Handy
In Asia, people pay with QR codes literally everywhere—from cafes and taxis to hotels and small shops. Often, instead of the usual payment terminal, you’re simply shown a code, and where this feature is available, DoverkaSEND lets you scan it and pay using your balance.
For freelancers, this is especially convenient for everyday tasks: paying for a taxi to the coworking space or settling the bill at a café after a day’s work. QR payments are currently available in 8 Asian countries, and the list is constantly growing—you can always check the latest locations on the website or in the app.
What to Check Before Your First Transfer
It’s best to set up the app in advance, rather than waiting until you need to send money urgently. Before making your first transfer, make sure your account has been created, your identity has been verified, your balance has been funded, and the recipient’s information is correct. Pay special attention to the amount, the payment details, the recipient’s bank, and the transaction status after sending.
If something seems unclear, don't resubmit the transfer several times in a row. First, check your transaction history and verify the payment status—chances are, it's already been processed. And if you still have questions, contact support directly in the app: they respond very quickly and will help you figure it out.
Let’s summarize
If you work remotely and live in Asia, you need a straightforward way to handle everyday payments—top up your balance, pay via QR code, and send money to a local account. With DoverkaSEND, you can top up your balance via SBP right in the app, and from there, the money can be used for transfers and payments via QR code.
So, managing your finances while traveling or living abroad stops being a separate challenge and becomes part of your everyday routine. And that means more time for your actual work, new places, and new experiences!
